Insurance Coverage

The attorneys at Cousineau, Van Bergen, McNee & Malone, P.A. have been representing national and local insurers for more than 40 years. Our attorneys use their years of experience in handling coverage matters and understanding of policy interpretation to help insurers determine their duties and obligations to defend or indemnify named insureds, additional insureds, and third-party claimants under various types of policies and in a wide array of factual situations.

Whether the matter is seemingly straightforward or complex, our attorneys are able to handle all aspects of insurance coverage disputes, including providing coverage opinions and analysis, determining priority of coverage among insurers, addressing allocation or contribution issues, preparing reservation of rights or denial of coverage letters, and representing and defending insurers in declaratory judgment actions in state and federal courts in Minnesota, Wisconsin and North Dakota, including through appeal and where bad faith is alleged.

Our Insurance Coverage attorneys have analyzed and litigated coverage matters involving the following lines of insurance:

  • Commercial General Liability (CGL)
  • Commercial And Personal Automobile
  • Construction Defect
  • Employment (EPL)
  • Homeowners
  • Trucking and Non-Trucking
  • Product Liability
  • Professional Liability
  • Directors & Officers (D & O)
  • Errors & Omissions (E & O)
  • Property
  • Umbrella and Excess